Finding and managing the money
Choose the right finance when starting up
Decide what financing you need and if self-financing, bank, personal borrowing or investments suit you
Cashflow management: the basics
Neglect your cashflow and you risk insolvency - this guide takes you through the essential rules you need to follow
Grants: the basics
Finding a grant that suits your business and what makes a business eligible to receive one
Identify the right finance options for your business
This interactive tool provides you with a personalised list of the most suitable finance options for your business.
Use your business plan to get funding
How to present your business plan to the right people in order to secure funding
Identify potential cashflow problems
Find out how to use cashflow forecasts and business plans to avoid financial problems
Avoid the problems of overtrading
How expanding businesses can match production and order cycles using gearing, working capital or quick ratio tests
Recover debt through court
Steps to take before legal action, including using solicitors, debt recovery agents and pursuing a legal claim
Loans and overdrafts
The finance options from high street banks and other sources and advice on how to choose between them
Commercial mortgages and lenders
How to find a mortgage or broker to suit your business situation
Financing from friends and family
Looks at the pros and cons of getting a loan from friends and family and explains your tax position on repayments
Innovation, research and development grants
R&D grants can finance new products, research or innovations but there is always fierce competition for funds
