Commercial mortgages and lenders

Introduction

If you decide to buy property for your business, you will probably need a commercial mortgage. Before you take one out, it is essential that you consider the maximum monthly mortgage repayment your business can afford. You should also take into account the potential growth of your business, as relocating too often can be costly.

This guide explains what information a commercial mortgage lender will need from you, professional advice available and the various costs. It also looks at the pros and cons of buying compared with renting, explains how to choose a lender and where to get further help.

Subjects covered in this guide

• Introduction
• An overview of the commercial mortgage
• Pros and cons of buying business premises
• What lenders need to know
• Different types of lender
• Finding a lender
• Repaying a commercial mortgage
• Commercial mortgage fees and costs
• Here's how I took out a commercial mortgage to buy a pub

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